Carrier automation for insurance brokers

Your back office.
On autopilot.

Carrier Connect AI connects to 1,200+ carrier portals, downloads and processes everything — commission statements, deposits, renewals, claims, documents, reconciliation, and your book of business — automatically, every day.

0carrier automations
0bank integrations
SOC 2Type 2 certified
Live operations Jun 11 · 06:00 ET
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7 automations running AMS & CRM in sync
The platform

See every automation in action.

Seven automations, one engine: Fetch connects to every portal, and AI analysis is built into every run.

Automation · Commissions

End-to-end commission statement automation

Commissions handles everything from downloading carrier statements to uploads into your AMS — without the manual work.

  • Automated downloads from 1,200+ carrier portals with daily monitoring
  • Converts PDFs to clean Excel with carrier-specific parsing
  • Commissions upload automatically to your AMS/CRM — AgencyBloc, BenefitPoint, Salesforce and more
  • AI analysis spots trends and exceptions on every run
  • Optional workflows for emailed or mailed statements
Commissions · Daily run Jun 11 · 06:00 ET
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AI Analysis

0 statements processed Uploaded to AMS
Automation · Deposits

Every carrier deposit matched to its statement

Deposits connects to your bank, downloads every carrier deposit daily, and matches each one against its commission statement — so you know the money actually arrived, to the penny.

  • Connects to 12,000+ banks with daily deposit downloads
  • Automatic matching by amount, date, and carrier
  • Short-pays and unmatched deposits flagged instantly
  • Matched deposits post automatically to your AMS/CRM
Deposits · Daily run Bank vs. statement
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AI Analysis

0 deposits reconciled Bank & AMS in sync
Automation · Renewals

Renewals downloaded, analyzed, and ready for review

Renewals pulls renewal documents the moment carriers post them — by client and line of coverage — then AI analyzes the rate change and tells you what to do about it.

  • Tracked by client and line of coverage — Benefits, P&C, ACA, Medicare
  • Rate change calculated instantly on every renewal
  • AI highlights what changed and recommends next steps
  • Renewals upload automatically to your AMS/CRM
Renewals · Daily run Rate Δ on analysis
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AI Highlight & Recommendation

0 renewals processed Alerts active
Automation · Book of Business

Your book of business, current as of this morning

Daily downloads of your book of business from every carrier — with premium and lives changes calculated on every policy and group, synced straight to your AMS or CRM.

  • Daily book-of-business downloads from every carrier
  • Premium and lives changes calculated automatically — growth and losses visible instantly
  • AI flags retention risks and book trends
  • Your book uploads automatically to your AMS/CRM
Book of Business · Daily run Jun 11 · 06:00 ET
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AI Analysis

0 records analyzed AMS & CRM in sync
Automation · Claims

Claims data with risk flagged before it costs you

Claims and experience reports downloaded by client and line of coverage, with AI risk scoring and a quick overview — so you walk into every renewal conversation already knowing the story.

  • Automated claims report downloads by client and line of coverage
  • Risk scored on every report — high-risk clients surface instantly
  • AI overview of loss ratios, trends, and cost drivers
  • Claims reports upload automatically to your AMS/CRM
Claims · Daily run Risk scored on analysis
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0 reports processed Alerts active
Automation · Fylz AI

Every document named, filed, and summarized — untouched by hand

Insurance-focused document intelligence. Fylz reads each file, figures out what it is, renames it, files it in the right folder path, and extracts the key data — without anyone opening it.

  • Automatically categorize, rename, and file documents in consistent folder paths
  • Key data extracted instantly — policy numbers, dates, premiums
  • Support for PDFs, scans, and all common insurance documents
  • Seamless integration with your storage and AMS systems
Fylz AI · Auto-filing Live
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AI Analysis

0 documents filed Zero files opened manually
Automation · Reconciliation

Every invoice reconciled. Every variance caught.

Reconciliation automatically compares client enrollment against actual carrier invoices — a high-value service you can offer without adding headcount, with every discrepancy flagged to the penny.

  • Compare client enrollment data against carrier invoices
  • Discrepancies flagged with exact dollar variances
  • AI traces every variance to its root cause
  • Invoices upload automatically to your AMS/CRM
  • Maintain a complete audit history for compliance and approvals
Reconciliation · Monthly run Enrollment vs. invoice
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AI Analysis

0 groups reconciled $0.00 in variances caught
Integrations

Fits the stack you already run

Connect Carrier Connect AI with your AMS, CRM, storage, security, and banking tools in minutes.

AMS & CRM

Sync policy and client data with your core systems.

AgencyBlocApplied EpicBenefitPointBenelinxSalesforce BenefitsGuideCommissions DeptCommission TrackerExcelEZLynxGEN4 SystemsNextAgencyStateableZywave

Cloud Storage

Save and organize documents in your preferred provider.

OneDriveGoogle DriveSharePointBoxDropbox

Password Managers

Securely connect to carrier portals with trusted credential vaults.

Keeper1PasswordLastPassBitwarden

Zero password retention — credentials are never stored.

Banking & Payments

Connect 12,000+ banks to reconcile deposits against carrier statements automatically.

12,000+ banksDeposit reconciliation

Don't see your system? Request an integration and our team will work to add your platform.

Why Carrier Connect

30 years of insurance software. Now on autopilot.

We've been building software for the insurance industry for over three decades. Carrier Connect AI is that experience, rebuilt around modern AI — and it scales with your growth.

Live in days, not months

Implementation is fast: connect your carrier portals, we map your formats, and automation runs the next morning. No IT project, no consultants.

Nothing to rip out

Works alongside your AMS, cloud storage, and workflows exactly as they are. Your process doesn't change — the manual work just disappears.

Less time, more capability

Reclaim hours every week — and offer services like reconciliation and claims analysis without adding headcount.

Implementation

Running by tomorrow morning

No migration. No downtime. Nothing about how you work today has to change.

1

Connect

Share your carrier list and connect credentials securely through your password manager. Your systems stay exactly as they are.

2

Map

We configure statement formats and mappings to match your AMS and folder structure — built around your process, not ours.

3

Run

Automation goes live. Daily runs start the next morning, and your team simply stops doing the manual work.

Most agencies are fully live within days — with zero disruption to current operations.

Security

Security isn't a feature. It's the foundation.

From encryption to compliance, the platform is designed to keep your information private, protected, and available when you need it.

  • Zero password retention — your carrier credentials are never stored on our servers
  • Encrypted in transit (TLS 1.2/1.3) and at rest (AES-256)
  • Role-based access controls with multi-factor authentication
  • Continuous monitoring and comprehensive audit logging
  • Hosted on AWS with geographically redundant storage
  • Backed by AWS SOC, ISO, and PCI compliance certifications
SOC 2
TYPE 2

Independently audited

Verified for security, availability, and confidentiality by an independent auditor — not just promised, proven.

Enterprise

Built to scale for General Agents, FMOs, IMOs, BPOs & Aggregators

When you're moving thousands of policies across hundreds of downline agencies or client accounts, volume changes the math. Enterprise includes custom volume pricing, white-glove onboarding, a dedicated account manager, priority carrier automation builds, and custom development — so the organizations you serve see the results while we do the work.

Talk to us
FAQ

Questions, answered

What is Carrier Connect AI?

Carrier Connect AI automates carrier portal tasks for brokers, agencies, and general agents — downloading commission statements, deposits, renewals, claims reports, and book-of-business data — eliminating manual work and ensuring accurate, on-time delivery.

How long does implementation take?

Days, not months. You connect your carrier portals and credentials, we map your formats to your AMS and folder structure, and daily automation runs start the next morning. Nothing about your current systems or process changes.

Which carriers are supported?

Carrier Connect AI supports 1,200+ carrier automations across medical, ancillary, and P&C lines — with new carriers added every month. If your carrier isn't yet supported, our team can quickly build a new automation for it.

Can you download deposits from my bank?

Yes. Our Deposits automation integrates with over 12,000 banks to download carrier deposits daily and match them against commission statements automatically.

How secure is Carrier Connect AI?

All data is encrypted in transit (TLS 1.2/1.3) and at rest (AES-256). Access is role-based with multi-factor authentication. Our infrastructure is hosted on AWS, and we are SOC 2 Type 2 certified — independently audited for security, availability, and confidentiality.

What are the main automations?

Commissions handles statement download, conversion, and integration into your AMS. Deposits matches carrier deposits from 12,000+ banks against statements. Renewals automates renewal documents with rate-change analysis and recommendations. Book of Business keeps your book current with premium and lives changes calculated daily. Claims downloads claims reports with risk scoring. Fylz AI provides intelligent document management. Reconciliation matches carrier invoices against enrollment. Every automation is powered by our Fetch connection engine, with download and AI analysis included.

Not sure where to start?

We provide a complimentary analysis to uncover automation opportunities across your operations — no obligation.

Contact

Talk to a human

Questions about automations, pricing, or your specific carriers? Reach out directly or send a note — we respond fast.

Send us a note

Or email us directly at support@carrierconnect.ai